Published on: July 15, 2025
Booking a property, whether it's an apartment in a new development or a resale home, is a significant financial and emotional commitment. Before you hand over any booking amount, it's crucial to arm yourself with answers to a comprehensive set of questions. This due diligence can save you from potential headaches, hidden costs, and future disappointments. Don't be afraid to ask; a reputable builder or seller will be transparent and forthcoming.
Here's an essential checklist of questions to ask before you book a property:
I. Questions for the Builder/Seller (General & Reputation)
What is your track record and experience?
How many projects have you completed, and what is their status?
Can I visit some of your previously completed projects and talk to existing residents?
Have you ever faced any legal issues or bankruptcy?
What are the reasons for selling this property? (For Resale Properties)
Understanding the seller's motivation can sometimes provide insights into potential issues or negotiation room.
How do you handle customer grievances or after-sales service?
What is the process for reporting and resolving issues after possession?
II. Questions about Legal & Regulatory Compliance
Is the project registered with RERA (Real Estate Regulatory Authority)?
If yes, what is the RERA registration number? (Crucial for all new and ongoing projects in India). Verify this on the state RERA website.
Do you have all necessary approvals and clearances?
Building Plan Approval: Is the construction approved by the local municipal corporation?
Environmental Clearance: Has the project received environmental clearance (if applicable)?
Fire Safety NOC: Is there a No Objection Certificate from the Fire Department?
Airport Authority/Coastal Regulation Zone (CRZ) Clearances: (If applicable to the location).
Is the land title clear and free from encumbrances?
Can I see the Mother Deed and Encumbrance Certificate?
Is the property free from any litigation, disputes, or existing mortgages?
For Ready-to-Move Properties: Do you have the Occupancy Certificate (OC) and Completion Certificate (CC)?
These are vital for legal occupancy and utility connections. Without an OC, the building is considered illegal for habitation.
What is the difference between carpet area, built-up area, and super built-up area? And what is the exact carpet area I am paying for?
RERA mandates that pricing be based on carpet area. Ensure you understand the exact measurements.
III. Questions about Financial Aspects & Costs
What is the total cost of the property, including all charges?
Request a detailed cost sheet breaking down: Basic Sale Price (BSP), Floor Rise Charges (FRC), Preferential Location Charges (PLC), Internal/External Development Charges (IDC/EDC), Infrastructure Development Charges, Club House charges, Parking Charges, GST, Stamp Duty, Registration Charges, Legal Fees, Maintenance Advance, Society Formation Charges, etc.
Are there any "hidden charges" not mentioned upfront?
What is the payment schedule?
What are the milestones for payments, and what are the penalties for delayed payments from my end?
Are there any penalties for project delays from the builder's end?
Do you have tie-ups with banks for home loans?
Which banks have approved the project for loans? This can simplify the loan process.
What are the estimated annual property taxes?
What are the maintenance charges, and what do they include?
How long is the maintenance paid in advance? What happens after that period?
Who will be responsible for maintenance after possession (builder or RWA)?
IV. Questions about the Property Itself (Technical & Physical)
What are the exact specifications and brand of materials being used?
(e.g., flooring, sanitary fittings, electrical wiring, paint, doors, windows). Get these in writing.
What is the facing of the flat/unit (e.g., East, West)?
How is the natural light and ventilation in the unit throughout the day? (Ideally, visit at different times).
Is it Vastu/Feng Shui compliant (if this is important to you)?
What is the source, quality, and availability of water supply?
Is it municipal water, borewell, or a combination? Is it 24/7?
What is the electricity supply situation, and is there full/partial power backup?
What are the charges for power backup?
What are the parking provisions?
Is it open, covered, or basement parking? Is it allocated, and is there an extra charge?
What amenities are provided, and when will they be operational?
(e.g., gym, swimming pool, clubhouse, play areas, security systems, sewage treatment plant, rainwater harvesting).
What is the age of the property and its last major renovation? (For Resale Properties)
Are there any known structural issues, plumbing problems, or electrical faults?
V. Questions about the Location & Infrastructure
What is the connectivity like to major roads, highways, and public transport (metro, bus stops)?
What are the essential social infrastructures nearby?
Proximity to schools, hospitals, supermarkets, shopping malls, and entertainment hubs.
Are there any future development plans in the vicinity?
New roads, commercial hubs, metro lines, or even other residential projects that could impact the area's value or livability.
What is the security situation and crime rate in the neighborhood?
Visit the area at different times of the day and night to gauge this.
What are the noise levels and environmental factors (e.g., proximity to factories, landfills)?
By diligently asking these questions and getting satisfactory answers (preferably in writing where crucial), you empower yourself to make an informed decision before booking your next property. Remember, buying a home is a marathon, not a sprint; thorough preparation at each step is key to a rewarding outcome.